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Mumbai Founder Shares ₹52,000 Monthly Expenses, Says Rent Not Scary

A 25-year-old entrepreneur breaks down his key spending in the city

A 25-year-old founder living in Mumbai has revealed that his regular monthly expenses total around ₹52,000, with rent surprisingly not being the biggest cost. He shared a detailed breakdown of his spending, highlighting various categories that add up to this amount every month.
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A 25-year-old founder in Mumbai revealed that his monthly expenses average ₹52,000, with rent not being the highest cost. His expenditure includes groceries and food delivery (₹8,000-₹10,000), commuting (₹5,000-₹6,000), iPhone EMI (₹12,000), and subscriptions (₹1,500) before factoring in savings or other variable costs.

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Mumbai entrepreneur discussing monthly expenses
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A 25-year-old founder living in Mumbai has revealed that his regular monthly expenses total around ₹52,000, with rent surprisingly not being the biggest cost. He shared a detailed breakdown of his spending, highlighting various categories that add up to this amount every month.

The founder explained that groceries, Blinkit, and Zomato combined usually cost between ₹8,000 and ₹10,000, depending on how responsible he was that month. Commuting expenses, which include travel for work, meetings, and daily movement in Mumbai, amount to around ₹5,000 to ₹6,000 monthly. His iPhone EMI is his favourite financial commitment, costing about ₹12,000 every month. Additionally, small automatic deductions such as Apple iCloud, Google Drive storage, and subscription apps add up to roughly ₹1,500 monthly. Before considering savings, systematic investment plans, shopping, going out, travel, or unexpected expenses, his regular spending already reaches approximately ₹52,000.

अक्सर पूछे जाने वाले सवाल

What categories are included in the grocery and food expenses?
The grocery and food expenses include spending on groceries, Blinkit, and Zomato.
Why is the iPhone EMI considered a favourite expense?
The founder specifically mentions liking this financial commitment, indicating a personal preference or satisfaction from owning the device.
Are savings or investments included in the ₹52,000 expenses?
No, this amount does not include savings, systematic investment plans, shopping, going out, travel, or unexpected expenses.
What kinds of subscriptions add to the monthly expenses?
Subscriptions include automatic deductions like Apple iCloud, Google Drive storage, and other subscription apps.

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PublishedSep 17, 2026, 20:12 IST IST
Last updatedSep 17, 2026, 20:12 IST IST
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